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- There is a Solution for You.
Most homeowners can successfully avoid foreclosure and save their homes provided they are proactive, and explore all remedies.
- The Hope Loan Program.
Some homeowners, but not all, will benefit from following the road to a Hope Loan. A hope loan is an FHA insured, 30 year, fixed rate loan that replaces a bad mortgage, lowers mortgage debt, and reduces payments. This is a voluntary program.
- The Mortgage Modification Route.
When the hope loan route is unavailable, pursue the modification route. If you have a subprime, adjustable rate, pick- a-pay, or Interest only loan, you can benefit from a mortgage modification.
- Know Where You Stand; Take Action.
You can find out right now if you meet the hope loan requirements. Free. No social security number and no credit report required. Use our QUALIFY NOW tool. You can also request an FHA loan specialist to follow up, or a mortgage modification specialist to follow up. Read your options, which will be emailed to you.
- Work with a Specialist.
Having a specialist in mortgages working on your side is crucial to your success.
- Never give up.
If all efforts to work with your mortgage company fail, you can retain a lawyer and pursue your remedies under Chapter 13 or in some other legal manner, as indicated by your lawyer.
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